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Resource directory

Essential resources & official sources

The official bodies, forms and data behind almost every question that comes up buying, selling or renting in the GTA — collected here so you can verify a number or download a form yourself. This list grows as questions come up; if you're looking for something that isn't here yet, ask and it'll be added.

01

Renting & landlord-tenant 3

Forms and rules for tenancies — starting, ending, or in dispute.

02

Real estate regulation 1

Who regulates real estate professionals, and how to check one.

03

Market data 3

Where the numbers actually come from.

TRREB Market Data ↗

The Toronto Regional Real Estate Board's monthly Market Watch — average and benchmark prices, sales-to-new-listings ratio, days on market.

trreb.ca
04

Government & legislation 3

Provincial and federal law and programs.

Ontario.ca ↗

Land transfer tax, the Residential Tenancies Act, the Condominium Act, and every other provincial law touching a transaction.

www.ontario.ca

Canada.ca ↗

Federal mortgage rules, the Home Buyers' Plan, immigration and newcomer housing programs.

www.canada.ca

CRA — Canada Revenue Agency ↗

GST/HST new housing rebate rules, principal residence exemption, rental income reporting, and the Home Buyers' Plan withdrawal rules.

www.canada.ca
05

Rates & lending 2

Where mortgage rates actually come from.

Bank of Canada — Interest Rates ↗

The policy interest rate and the bond yields lenders price fixed mortgage rates off of — the source, not a headline summarizing it.

www.bankofcanada.ca

CMHC ↗

Mortgage default insurance rules and premiums for down payments under 20%, plus CMHC's housing market data.

www.cmhc-schl.gc.ca
06

New-build protections 2

Who protects a pre-construction buyer, and how.

Tarion ↗

Ontario's new-home warranty program — what's covered, the Pre-Delivery Inspection process, and statutory defect-reporting timelines.

www.tarion.com
07

Condo-specific 1

For anyone buying into a condo or POTL townhouse.

08

Legal help 1

When a situation needs an actual lawyer, not just an agent.

16 resources, and growing.