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The vetting standard

What a contractor has to clear before I give you their name.

This is published in full deliberately. Even if you never ask me for an introduction, this is the checklist you should be running on anyone you hire — and most of it takes an afternoon.

The short version

Fifteen contractors I would genuinely hire beats four hundred I wouldn’t.

Scarcity is the point. Every review platform is paid placement wearing the costume of a recommendation. This is a short bench, personally chosen, with the standard written down so you can hold me to it.

Every check, every contractor

The checklist in full.

Documentation is collected before anyone joins the bench. Keeping it current is the contractor’s own responsibility — insurance lapses and licences expire quietly, and they are the ones who know when.

Who is responsible for what.

Contractors supply their own documentation — WSIB clearance, insurance certificates and licence numbers — and are responsible for its accuracy and for keeping it current. What I do is choose who is on the bench, based on having seen their work, and hold the paperwork on file.

That is a real distinction and it is stated here rather than buried: this is not an audit, and I am not a guarantor. Verify anything you intend to rely on yourself — the hiring guide shows you how, and it takes about twenty minutes.

CheckWhat it meansKept current by
WSIB clearanceThe contractor supplies a current clearance certificate, and is responsible for sending an updated one when it renews.Contractor keeps current
Liability insuranceThe contractor supplies a certificate of insurance showing at least $2M commercial general liability and the policy dates.Contractor keeps current
Trade licenceThe contractor supplies their ECRA/ESA number for electrical, TSSA registration for gas and fuels, or Certificate of Qualification for the compulsory trades.Contractor keeps current
Hazard credentialsThe contractor supplies documented O. Reg. 278/05 training for asbestos work, C-NRPP for radon, or IICRC for mould and water restoration, as applicable.Contractor keeps current
HCRA licenceSupplied by anyone building new homes or undertaking a substantial rebuild in Ontario.Contractor keeps current
Municipal licenceSupplied where the municipality requires one for that trade.Contractor keeps current
Written quotesThey provide a fixed-scope written quote rather than a verbal number. Non-negotiable.At intake
Permits in their nameThey pull their own permits and do not ask the homeowner to do it in order to shift accountability.At intake
Traceable paymentInvoices, an HST number, and payment that leaves a record. A cash-only trade is neither insurable nor lienable.At intake
Three referencesRecent jobs of comparable scope. Called personally, not collected as written testimonials.At intake
Work seen first-handYovan has walked their finished work, or has worked alongside them directly. This is the check nobody else can perform.At intake
Warranty termsIn writing, with a stated duration and a clear description of what is covered.At intake

If a contractor’s paperwork has lapsed, no introduction is made from it. An empty field is honest; an assumed one is not.

How this works

Four rules I hold myself to.

No list to scrape

A published directory is an endorsement of people whose insurance, workload and quality I cannot vouch for on any given day. Names are given per project, once I understand the scope — and only names I would use on my own house.

No referral fee, from anyone

Not a finder's fee, not a percentage, not a gift card, not reciprocal referrals. A recommendation is worth something precisely because it is not bought, and disclosure obligations exist for a reason.

Two names, never one

You should always be choosing. One name is a monopoly; two is a comparison. It also keeps the contractors honest with each other on price and schedule.

Removed on the first serious complaint

Immediately, without debate, and regardless of how long I have worked with them. The bench is only worth something if the standard is enforced when it is inconvenient.

What this is not

Vetted is not the same as warranted.

This distinction matters, so it is stated plainly rather than buried in a footer.

When you are ready

Tell me the project.

Describe the work, the property and roughly when you want it done. You get one or two names, the reasons I would use them, and what to ask each of them.

A straightforward first conversation

Questions about a contractor you have already met?

Tell me where you are in the process. We’ll discuss the property, the market, and the questions that matter most to you.

Book a consultation